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ACCEPTED PAYMENTS
MAKING THE DECISION TO CHOOSE IN-HOME CARE CAN SEEM OVERWHELMING AT TIMES. OUR PROFESSIONAL CARE EXPERTS WILL HELP GUIDE YOU THROUGH THE PROCESS TO ENSURE COMPASSIONATE CARE AND COMFORT FOR YOUR LOVED ONE. ONE OF THE MOST COMMON CONCERNS FOR FAMILIES IS AFFORDABILITY AND PAYMENT OPTIONS. BELOW ARE THE PAYMENT OPTIONS THAT MAY GUIDE YOU WITH CHOOSING IN HOME CARE FOR YOUR LOVED ONE:
PRIVATE PAY: Your loved one may have savings or supplementary income available that can help pay for home care.
SOME LONG-TERM CARE INSURANCES: Your loved one may have purchased a LTC policy to help offset the cost of home care .Our professional staff can help you evaluate the policy to see if it covers the services offered at CHNS.
VETERAN AFFAIRS (VA): Eligible veterans may be eligible for some benefits offered through the VA.
And so many more options. We can guide you.
Concordia Home care is an approved vendor for:
• Massachusetts Executive Office of Elder Affairs
• Local Hospice Providers
• Long Term Care Insurers
• Veterans Administration
MAKING THE RIGHT DECISION
Before we get into what we charge, Let's first take a look at the nationwide cost of care for the elderly.
According to Genworth, The average daily rate for a private room at a nursing home in Massachusetts is $434, or $158,545 per year,
For a semi-private room in a nursing home in MA, the daily cost is $410, or $149,672
The national average hourly rate for home health aides is $27.50.
The national average hourly rate for homemakers/companions is $27.20.
The national average rate for adult day care is $61/day.
Skilled Nursing care
Based on National Median,
The cost for in home skilled nursing is $87.50 per visit
OUR COST
Concordia Home care and Nursing Services is committed to providing it's aging adults and persons with chronic illness and/or disabilities with affordable care that fits their needs. The costs at Concordia homecare and nursing services are based on the needs of the patient. The fees charged are a direct reflection of the following:
- The exact paid to caregivers
- Staff benefits including workers comp, etc.
- The experience of each caregiver.
What is your payment of services policy?
Our agency invoices the family/patient twice a month. On the 15th of each month and at the end of that month. We expect payment for services to be paid prior to our agency sending out invoices for next invoicing period.
Is there a deposit required?
Yes. A two week deposit that is fully refundable or applied to the last invoice at the end of services.
Does Medicare, Medicaid, or Insurance pay for Home Care?
No. Medicare and Medicaid and insurance only cover skilled home care such as Physical Therapy, Occupational Therapy, Nursing, and Speech Therapy. However, if you need 2hrs or more daily of skilled nursing care and have mass-health standard, you are eligible for services.
Long-Term Care Insurance does pay for IN HOME care if you have that kind of coverage
How often are there rate increases in care?
As older adults tend to experience decreased energy levels and an increase in dependency on supportive services, it is not uncommon for care needs, and therefore costs to increase over time.
Increases are approved by the family, caregiver, and agency. Live-In Day Rates are subject to increase when the demands of the work assignment increase, based on two or more caregivers providing common feedback that have taken care of the patient.
Remember that senior housing and care services do not offer the same one-on-one care provided by in-home care. In-home care provides more personalized and diligent attention to a patient.
Can we stop service at any time without a penalty?
We ask no more than a 2 week’s notice to end services. Of course if the client passes away or goes into the hospital, this is waived.